Is the life insurance coverage provided enough?

Is the life insurance coverage provided by your employer enough? You may need to supplement it with an additional policy As part of your employee benefit package, your employer may offer life insurance at little or no cost to you. This is a great perk, especially if you do not have any other life insurance… Read more »

Determining Gaps in Your Coverage

Determining Gaps in Your Coverage Watch for the Gaps Often times, people assume the bare minimum of coverage is enough to shield them from life’s unexpected curveballs. In extreme cases, some people avoid life insurance coverage altogether because they are afraid of making the wrong choice or being unable to afford sufficient coverage. In either… Read more »

Do You Have the Right Amount of Coverage?

When looking for life insurance, it’s important to weigh your options. Most people will tell you to purchase the most robust policy to ensure security or to receive the most benefits. However, this isn’t always the case. Life insurance coverage should be customized to you and your family’s needs. Unfortunately, many individuals purchase plans with… Read more »

The Draughn Family Story: “We Thought We Had A Lifetime”

Older Couple Laughing Close To Eachother

September is Life Insurance Awareness Month and there is no better time to put life insurance at the top of your To-Do list than right now. Life brings about what feels like a million choices to make every day. It’s been said that humans make more than 35,000 decisions a day. From what’s for dinner… Read more »

The Page Family: Live Your Best Life With Whole Life Insurance

Hockey Player With Family Smiling

When Norm and Sandy Page had Adam, who was born with spina bifida, their whole life insurance policies made all the difference in his life. They borrowed from the cash value that had accrued with their policies to not only cover equipment that allowed Adam to walk, but also enough for him to chase his… Read more »

Achieve Peace of Mind With A Whole Life Insurance Policy

When you purchase life insurance, you’re protecting your family’s financial future—but how far into the future are you looking? Many young families tend to choose term life insurance because of its low initial cost. However, since purchasers are in optimal health at this time of purchase, renewing your term policy can become much more expensive… Read more »

Whole Life Insurance 101

Family Smiling and Laughing in front of Trees

What is Whole Life Insurance? Whole life insurance is a contract that provides lifelong protection. As long as the insurer continues to pay their premiums consistently, typical policies feature fixed premiums, fixed and guaranteed death benefits and guaranteed cash value. Whole life insurance finances a lot more than you’d expect—including funeral expenses, payment for outstanding… Read more »

Protect Your Family for the Long-Term

Family Running On a Beach Together With a Kite

We all know life can throw us curveballs. So what’s the best way to prepare for them when tragedy strikes? By investing now for a lifetime of coverage. Whole life insurance—sometimes called permanent life insurance—covers the policyholder for his or her entire life. This type of life insurance is ideal for someone looking for stable,… Read more »

5 Ways to Prepare for the Worst

Family Playing Together

If you were to pass away suddenly, how would it affect your family? Planning ahead in the event of your passing is an understandably difficult task, but it is also important. By planning ahead, you help secure a better future for your loved ones if you or another caretaker passes away. Additionally, you remove the… Read more »

Discover Your Life Value

Couple Sailing at Sea and Pointing at Something

Human Life Value Calculator The human life value calculator by Life Happens helps you assess the financial loss your family would incur if you were to die today. The calculator provides only a rough estimate of your human life value, which can factor into how much insurance you need. After calculating a typical lifetime income… Read more »