Who is KSKJ Life?

KSKJ Life is a member-owned, community-focused organization that has advocated for families and communities since 1894.
We provide financial security through life insurance and annuity products and invest time and money to enhance local communities.

Learn more about KSKJ Life through our Mission page.


The Board of Directors is KSKJ Life’s supreme governing body under the laws of the State of Illinois. The board governs, sets policies, advises, provides valuable direction and serves the interests of our members.

As of 2020, our governance structure converted to a direct-election model where all benefit members have the opportunity to vote to elect the National Board of Directors.

Current KSKJ Life National Board of Directors

Tony Menart
Chair of Board & Election Committee Member
Philip Hrvatin
Vice Chair of Board &
Compensation Committee Member
Daniel Mihelich
Chair of Finance Committee
Julie Schneller
Chair of Audit Committee &
Election Committee Member
Daniel Golob
Chair of Compensation Committee, Finance &
Election Committees Member
MaryLou Stefanick
Chair of Election Committee &
Audit Committee Member
Michael J. Vidmar
Audit & Compensation Committees Member
Ashley Mikulan
Finance Committee Member

KSKJ Life Board responsibilities include:

-Creates and assists in the implementation of our organizational strategic plans
-Monitors financial and business objectives
-Works with the home office executive staff to assess and manage risk

You can learn more about KSKJ Life’s organizational structure and updated election procedures by reviewing our Bylaws.

View Bylaws


Terms of office are for four(4) years and shall be staggered such that four elected Directors’ terms of office expire every two years.

The Board of Directors is the supreme governing body of the Society under the laws of the State of Illinois. They govern, set policy, advise, provide valuable direction and help guide this growing organization.

Yes.  All beneficial members in good standing are eligible to vote.

Any beneficial member in good standing can submit a vote. Please refer to Bylaws, Section 705 for Election Procedures.

A beneficial member is a person of age 16 or older who has been accepted for membership and who is an insured or annuitant, or a recipient of a settlement agreement benefit by reason of any benefit certificate issued by the Society.


May 31, 2024

Dear members of KSKJ Life,

We are pleased to announce the results of the recent National Board of Directors Election. After a thorough and rigorous election process, our members have elected the individuals listed below to serve on our National Board for a term of 4 years.

We extend our congratulations to the elected directors and express our gratitude for their willingness to serve KSKJ Life. They will join our four other board members whose terms continue through 2026.  We are confident that their expertise and commitment will significantly contribute to us continuing to fulfill our mission for generations to come.

We would like to thank all the candidates that participated in the process. Many thanks to our Election Committee, led by MaryLou Stefanick, for their diligence and leadership. Thank you to all our members that participated in the election process and submitted ballots. Your participation is important and critical to elect board members that will best lead our society into a bright future.

Tony Mravle, President and CEO


  • Philip Hrvatin
    Daniel Mihelich
    Ashley Mikulan
    Michael J. Vidmar

    The 2024 KSKJ Life National Board election process was managed and tabulated by third party vendor, YesElections (Mineola, New York).


KSKJ Life Financial Statement and Annual Report

2024 Voice – Spring Edition

2023 Voice – Fall Edition

2023 Voice – Spring Edition 

2023 Financial Statement