Life Insurance

We Make Life Insurance
Simple So You Can Focus
On What’s Important

Which Policy is Right for Me?

When you start thinking about life insurance, protecting your family both now and in the future is likely the top priority that comes to mind. While that’s a great place to start, life insurance can help in so many other ways. Life insurance can be a terrific financial asset to help cover bills and pay off debt, assist in funeral costs, replace income in a household, serve as an inheritance for a loved one, fund education goals for a child, and so much more.

Whole Life Insurance

Our whole life products are the perfect choice for individuals who need coverage for their entire life and want to offer protection for their loved ones in the future.

Term Life Insurance

Our term life policies are a great fit for individuals looking to protect their families over a specific period of time.

Get a whole life insurance policy instantly and customized for you-without a medical exam.

With the Precision Plan, you can:

**Applying for our Precision Plan does not guarantee automatic coverage. Each application is reviewed and assessed based on various factors. Approval is subject to eligibility criteria, and decisions will be made at the discretion of the underwriting. We reserve the right to decline applications that do not meet our requirements or standards.

Insurance 101

There’s a lot to consider when choosing a life insurance policy – our life insurance 101 guide can help you with the basics about how life insurance works, what types of coverage you may need, and how to go about choosing a policy that’s right for you.

Learn More

Browse our Life Insurance Policies

  • Continuous Pay Whole Life

    This continuous pay policy extends the premiums over the duration of the insured’s life. It offers the lowest premiums of our whole life products.

  • 10-Pay/20-Pay Whole Life

    A great fit for someone who wants complete coverage that can be paid in full within 10 or 20 years.

  • Single Premium Whole Life

    Guarantees coverage after a one-time payment. Issue age 20-90 with a minimum face amount of $10,000.

  • Term Life

    10, 20 or 30-year terms available. Premiums to fit your budget.

Calculate Your Needs

How much protection do you need? Use our calculator to assess how much life insurance you may need to meet immediate financial obligations and make sure your loved ones will be financially sound.



Looking for more information on a life policy with KSKJ Life? Connect with us today!