Whole Life Coverage with an Instant Decision
Applying** for life insurance can be a time-consuming process requiring doctors’ appointments, physical exams, and a 4-6 week wait to get approved. Don’t overspend on insurance designed for someone else. In under 10 minutes, get the coverage you need with rates that meet your budget.
You can rest assured knowing that your policy comes with these guarantees*.
• Your premiums will never increase.
• Your benefits will never decrease, regardless of changes to your health.
• Your policy will never be cancelled as long as your premiums are paid.
• The cash value that accumulates on your policy is guaranteed.
Available Riders:
Waiver of Premium-WP
Guaranteed Insurability Benefit-GIB
Accidental Death Benefit-ADB
*Guarantees rely on the financial strength and claims-paying ability of KSKJ Life. By contacting us, you may be offered information by an agent about purchasing insurance or annuity products. The Precision Plan is KSKJ Life’s whole life insurance product. Policy Forms: ICC17 SPWL 11-16, ICC17WL 11-16 Not all riders and issue ages available on all pay options.
**Applying for our Precision Plan does not guarantee automatic coverage. Each application is reviewed and assessed based on various factors. Approval is subject to eligibility criteria, and decisions will be made at the discretion of the underwriting. We reserve the right to decline applications that do not meet our requirements or standards.
If you have a question about your current policy, please click here.
To get individualized coverage, fill out the information below and our team will reach out to you.