Digital Legacy Planning

December 4, 2023

What Is It and Why Do We Need It?

As we move further into the digital age, it is becoming increasingly important to take the necessary steps to secure our digital life before we die. With our lives becoming increasingly intertwined with the digital world, it is important to make sure that our digital data is secure and protected from potential misuse or theft.

Here are some steps you can take:

Regular Backups: The first step to securing your digital life is to create a secure backup of your data. This can be done by using an external hard drive, cloud storage, or a combination of both. This will help ensure that your data is safe and accessible even if something should happen to your computer or device.

Password Management: The next step is to ensure that you have created strong passwords for all of your online accounts and consider a reputable password manager to keep track of them. It is also important to use two-factor authentication when able. This adds an extra layer of security.

Take Inventory: Next, you’ll want to make sure that your digital life is well-documented. This includes creating a detailed inventory of all of your digital accounts, passwords, and other important information. It is also a good idea to create a “digital will” that outlines what should happen to your digital assets when you pass away.

Educate Yourself: Lastly, stay informed about the latest cybersecurity practices and common online scams to better protect yourself from potential digital threats.

Securing your digital life before you die is an important step that should not be overlooked. Doing so will help ensure that your data is safe and that your digital assets are taken care of in the event of your passing.

How Life Insurance Can Help
Life insurance can play an important role in securing your digital life. We all know that it can help provide financial protection for your family in the event of your death, but it can also help in the event of a digital disaster such as the loss of important digital files or a data breach. It would allow your beneficiaries to offset the costs associated with restoring or replacing your digital devices. In addition, it can help ensure that your digital estate, including online accounts and important information are managed and transferred according to your wishes. Finally, life insurance can help provide a financial cushion to cover the costs associated with identity theft protection services. By protecting your digital life with life insurance, you can ensure that your family is taken care of in the event of a digital disaster.